Not long ago we talked about the subsidies and aid that the government gives to the rehabilitation of homes with improved energy efficiency. In this post we will talk about green mortgages and why they are so interesting.
The population is becoming more and more environmentally aware and is concerned about the importance of reducing consumption and acquiring more sustainable habits. This trend is also being transferred to the real estate sector, and banks are focusing on low-energy housing with A and B certificates.
These loans have more favourable conditions than traditional mortgages. The interest rates are lower and the risk of default for banks is lower. Therefore the advantages for both customers and lenders are favourable for both: interest rates are reduced as well as the energy bill, so customers can save money, reducing the chances of default.
In addition, both the lending institution and the client invest in a home that, being energy efficient, has a higher market value and more saleability in the future.
These mortgages are currently offered by most banks in our country, you only have to ask the bank about the conditions of these mortgages.
Green mortgages contribute to the zero energy consumption targets for 2050 imposed by the European Union and join this trend marked by sustainability. At WAISENSE we also want to propose a solution that is in line with these objectives and the care of the environment and the reduction of the carbon footprint with solutions for saving water with minimum energy expenditure.
We are talking about WAISENSE Comfort, the sustainable technology that avoids wasting water every time you want to use hot water. If you want to know more, you can visit the WAISENSE Comfort website.